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Annie Said:Why do so many decent training course charge the earth these days?
We Answered:cuz the poverty advance everywhere
Clara Said:I have missed 2 credit card payments, where can i find 2000 credit?
We Answered:You're going to get spammed out the wazoo by people promising you the sun, moon and stars by emailing them or "click here" for bad credit loans. Most of these are outright scams (they want an application fee that you'll never see again) or assess three digit interest rates.
I wish I had an answer for you, but the sad fact is you need excellent credit in the current economic climate to qualify for a card/personal loan, and even then, you're going to be paying a higher than normal interest rate.
Julian Said:What is the best way to improve my credit?
We Answered:I had a crap credit rating, the best and quickest way is to apply for credit cards.
BUT chose the right ones that you know you can get. These being Capital ONE guarenteed card, small £200 limit and guarenteed acceptance.
Aqua card, again great for poorer credit rating.
I went onto Moneysupermarket, then select credit cards for poor rating and they give you a list of cards you can get 80%-100% of the time.
But dont over apply as this will weaken your rating.
Also go onto Experian.co.uk for a 30 free trail to see your credit file. It may not be as bad as you think.
Apart from that the only other things that help are, Being on the electoral register, time with bank for main account, monthly repayments on time and ofcourse a mortgage acceptance makes a nice big YES stamp on your file.
You can approach a lender for a £20k mortgage on a property you are looking to buy. Get accepted, which you definately would due to size, and then decline the mortgage. You still get the reference for being accepted. Plus 500 atleast on your score.
Thats what i did.
Sherry Said:How hard is it to get a Career Development Loan with poor credit History?
We Answered:Actually, if you prove to the bank you are good now, by paying in as much money for say 6 months, and getting a worker at the bank to acknowledge this, it's possible.
Brandy Said:how can i boost my credit rating? minimum payments?
We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - freecreditreport.hotusa.org
Samuel Said:Id like to apply for a career development loan?
We Answered:I didn't have a bad credit rating, but I wouldn't recommend Barclays for a CDL - they're useless!