Ray Said:

How much money do I have to make to move out?

We Answered:

When do you get to be a young adult college student? Between working part time, going to school full time, ad fixing up a house, that's not much of a life for a 20 year old.

Even if you have "close ties" with Huntington Bank, whatever that is, any mortgages must be approved by the manager and potentially higher up. If it comes back red flagged, like someone giving a 19 year old who only makes $13k a year a $40,000 mortgage, there's no guarantee that you will get it. Now, if your Dad has good credit and co-signs for it, then this is a better option, as far as getting the loan.

Check http://www.realtor.com to see what kind of things are even available for $50k, assuming you have 20% down and get a $40k mortgage. Remember to factor in closing costs. Where I am, there isn't anything much. A 500sqft attached home here and there and the occasional condo, but nothing nice.