Alma Said:

The Tonight show Jay Leno collection - don't miss?

We Answered:

well quoted.

Bertha Said:

Can I Move 401k to IRA and take Loan for First Time Home Purchase?

We Answered:

A couple of points in response:

You can take your old 401ks from previous employers and roll them over into an IRA. The IRA can be at a financial institution that allows individual stocks, ETFs, funds, etc., which considerably broadens your choices. (For example, you can set it up at a broker like T.D. Ameritrade.)

Index funds give you the broadest diversification with the lowest fees. Individual stocks give you the least diversification. WIth only $58k I'd just leave it in indexes or in broad ETFs, but if you want to take a flyer on a stock or two, try to experiment first with a small percentage of that money.

You may be able to arrange cash from your IRA -- there are some special rules for first-time home buyers -- but since you asked, I'd recommend either of these instead: (1) Just wait and accumulate more cash. It'll be good practice for saving in the future. (2) Since your girlfriend has spare cash, split the down payment with her by signing a real official loan note to her for half, including a reasonable interest rate, and then also split the payments. And -- do I need to say this? -- pay the damn note back on time. That way you two are really 50-50 on the investment and there won't be any odd math or disputes.

Agnes Said:

I applied for the position of Administrative assistant with mustang PC ltd from yahoo hotjobs, does yahoo do ?

We Answered:

No, Yahoo Hotjobs does not do a background check on companies that post a job opening on their site.

Mustang PC Ltd appears to be a scam of some kind. No legitimate company does business in the manner that they describe.

If I were you, I'd just ignore this job offer as it is highly questionable.

Katie Said:

I've been in Livonia, Michigan for 2 months now and have had NO LUCK with finding a job. Help!?

We Answered:

Try temp agencies. Things are dead there so most companies probably have people laid off they could call back before hiring someone from out of state. Try for jobs a long way from home away from Detroit where you may not have as many unemployed people around you.

Ruby Said:

Information on mortgage banking?

We Answered:

do you mean m banking or m brokering?

get back to me when you are sure which you want.

banks are m bankers
m brokers find m bankers