Steven Said:

Palin more experienced than Obama? ?

We Answered:

It's funny how defensive Democrats become when faced with defending the experience of their candidate. But, seriously, why do you insist on comparing Obama to Palin? Last time I checked, McCain was running against Obama for the presidency.

But just to set the record straight, let's check out some facts that seem to have been overlooked.

John McCain graduated from the prestigious Naval Academy in 1958, after which he served 22 years as a naval aviator. During that time he earned the purple heart among half a dozen other honors. What military experience does Obama have that qualifies him to serve as Commander in Chief of the Armed Forces? Does launching your political career in the home of domestic terrorist Bill Ayers -- who was personally involved in the bombings of the Pentagon among other government institutions -- qualify as "experience"?

After retiring from the US Navy in 1981, McCain was elected to the US House of Representatives, where he served two terms. He was then elected to the US Senate in 1986, after which he was re-elected in 92, 98 and 04. Obama has spent 1/4 of his entire time in the US Senate on the campaign trail. As an Illinois Senator he voted over 100 times all right -- he voted "present" and nothing more. And those committees he serves on? How can one brag about chairing the Senate Subcommittee on European Affairs when, in fact, he has NEVER called it into session?

And you want to talk about Palin's experience? As Mayor for 10 years and Governor for 2 years, she has exactly 12 more years of executive experience than Obama.

Before voting for the man who touts himself as "My brother's keeper," keep in mind that Obama's brother lives in a hut in Nairobi on $12 a year!

Enough said.

Eduardo Said:

Ashworth College vs Penn Foster Career School?

We Answered:

Both are worthless.
Employers routinely toss all job applications from these schools directly in the trash.

Marsha Said:

NIU or UIC- Health insurance most important. Post Cancer, what should i do?

We Answered:

HMO: a bunch of doctors and administrators (called a IPA) who have negotiated to receive payment for each person that signs up. Example a person signs up for a HMO the and pays lets say $100.00, the doctor receives $40.00 per month immediately. So you wonder what happens if the patient never sees the doctor does he/she refund the money?.. Nope..just collected as profits, this type of arrangement is called Capitation, or pre-paying the Doctor (or IPA) for services. (the argument with HMOs is that the doctor has allready collected the premium and is not motivated to order more diagnostics in order to save money) I tell people look at a HMO like a Buffet, would you pre-pay for a month of lunch buffet, when some days you just feel like eating an apple and a glass of water. The people who make out are the big eaters, same thing with HMO's the people who make out are the sick folks, or those utlizing services. Now HMO's have some big advantages for employee's who don't want to receive extra costs or co-insurance costs for diagnostics or in most cases Hopsitalization is little or no costs. Historically Employees enjoy HMO benefits, especially low those with young families, and middle to low income.

PPO Plans, You can visit any Physician who is within the Participating Organization of physicians and receive pre-negotiated prices for services. With this type of plan Doctors are not pre-paid they are paid based on services that are performed on patients, the arguement with PPO plans is that doctors are motivated to run as many test as possible to make more money. With a PPO plan remember Co-insurance needs to be paid- so if you have a 500. deductible and you have met your deductible, you will still need to pay co-insurance normally it is 30%, always check to see what the max. out of pocket is, this is the max. you will pay for seeing doctors within a network!.

Patrick Said:

Is DePaul a good university to attend to for....?

We Answered:

DePaul is a decent school in general, including nursing. The best nursing school in Chicago for nursing is Loyola University Chicago. I personally HATED DePaul.

Anyway, it does matter where you go for your major. Certain schools will open up great opportunities for you.